C. T. Lowndes & Company was founded in Charleston, South Carolina, by Charles Tidyman Lowndes in 1850 and is the oldest fire insurance agency in the Southeast. Since the agency first offered fire insurance for South Carolina National Bank mortgages in the mid 19th Century, we have grown to a full-service agency with 8 locations throughout the Lowcountry and one in Myrtle Beach. C. T. Lowndes & Company is a family owned and operated agency and has always been owned by a member of the Lowndes family. The owners of the agency are Henry H. Lowndes, Jr., Rawlins C. Lowndes, Willard A. Silcox, Jr., Willard A. Silcox, III, Christopher G. Silcox, and Edward F. Lowndes, III. Thus, the agency is now owned and operated by the 6th generation of the Lowndes family plus a 2nd generation of the Silcox family. Our Vision Statement: "The insurance agency of choice that builds customer relationships through honesty, integrity, and outstanding service." Our Agency Values: "An Excellent Reputation of Honesty, Integrity, and Fair Play. Outstanding Service and Value for our Customers. A Family and Team Oriented Profitable Business. Quality Employee Development.